LIC Jeevan Utsav insurance plan will provide assured returns and after maturity, the policyholder will get 10 percent of the sum assured life long.
There are a number of reasons why a health insurance claim gets rejected. Policyholders can take a few measures to get the claim approved.
A loan against insurance policy can be helpful during emergencies as it offers considerably higher loan value at comparatively lower interest rates. Many LIC policies come with a loan facility and the loan amount is based on the surrender value of the policy.
Choosing between a term plan and a money back policy can be difficult as they both offer appealing benefits. However, the decision should be based on the specific needs of the insurance buyer.
Many people opt for health insurance in their 30s but they often fail to calculate the ideal sum assured or the amount that will be paid by the insurer in case of any unfortunate event.
While thorough research helps to find the best health policy in the market, there are a few factors that could cause problem for the policyholders. In India, health insurance policy holders face several issues from rejection of claim to insufficient coverage.
The focus on health insurance lately has taken a different trajectory especially post-COVID where most of us have at least understood that we should have some coverage available at all times.
Do you know the difference between a ‘Mediclaim’ and ‘Health Insurance Policy’? These two are being used interchangeably. Although, both these terms are used in the context of hospitalisation and medical expenses, they are two very different protection plans. Read this space to know how
अगर आपने कोई इंश्योरेंस पॉलिसी (Insurance Policy) ली है तो स्वाभाविक है प्रीमियम (Premium) भी जमा करते हैं. लेकिन क्या आप इसे समय पर जमा करते हैं? हां, कई बार ऐसा होता है कि कुछ खास वजहों से लोग समय पर प्रीमियम नहीं चुका पाते हैं. नतीजा यह होता है कि उनकी बीमा पॉलिसी लैप्स हो जाती है. तब इसका नुकसान भी उठाना होता है. एक तो आपको पेनाल्टी भी देनी होगी और दूसरा क्लेम के समय भी परेशानी आ सकती है.